Welcome

Assessment of Credit History
We begin with an honest, judgment-free evaluation of your credit history.

Personalized Plan Development
Next, we create a tailored plan to empower you in managing your credit effectively.

Path to a 700 Credit Score
Finally, we guide you on your journey toward achieving a 700 Credit Score!

 The Fair Credit Reporting Act is a federal law that regulates the collection, use, and disclosure of consumer credit information. It asserts that credit bureaus must maintain accuracy and fairness in reporting to an individual’s credit profile. This law is the foundation of our customer promise.

 Our courses are designed to provide individuals with the knowledge and tools necessary to ensure the accuracy and fairness of their credit reports. By taking our courses, individuals can learn how to identify and eliminate erroneous and unverified information from their credit reports.

 We understand that many people find the process of reviewing and analyzing their credit reports to be stressful, time-consuming, and overwhelming. To alleviate this burden, our Abundance Now Credit Score Challenge connects you with an experienced credit coach who will handle the legwork for you. 

Bailey & Johnson, LLC is a consumer financial education consulting firm focused on providing financial education, credit analysis, and planning services. We empower clients to improve their credit profiles and establish business credit. We do not offer credit repair services; our courses equip clients with knowledge for informed financial decisions.